I don’t want to shock you guys, but the truth is, sometimes Ben and I disagree. It’s never a big deal… and, of course we always work it out… but we do, in fact sometimes disagree. So it was on Monday when Ben told me he thought we should sell our Harleys and use the money to pay for the boat we’re buying. I knew the bikes were a big deal to him, so I told him there was no need to sell them… that we could buy the boat and we’d be fine financially. But Ben absolutely hates being in debt and insisted we should sell them. I said, “Babe, we own our house and cars outright and your student loans are paid off… the only debts we’ll have are the cabin and the boat. When you consider that we’re a two-income family now, those two payments won’t be a problem.” Then, he said, “I just don’t like being in debt, and besides… we need to be saving money for Dub’s college.” I said, “We put money in Dub’s college account every month and so do his grandparents. He’s only five, so in 12 years or so when he’s ready for college, he’ll be in great shape.” He said, “I know. But we’re getting a 15-year loan on the cabin and if we double up on the payments, we can pay it off in a little over 7 years. That’ll give us a lot of time for college and retirement savings.”
It kind of went on and on… and, as you probably guessed, we’re going to sell the Harleys. I guess we’re trading one kind of toy for another 🙂